The most popular mortgage loan evolved into what is the 30-year amortized loan, which has become one of the primary reasons for increasing the level of homeownership in the United States. Amortizing means some of the principal of the loan amount is paid off each month, allowing homeowners to build equity and avoid a large […]
September 2023 marks the 10-year anniversary of the 2013 flood
When the sun came out and the flood waters receded, many predicted it would take at least 10 years to recover. Now, at the 10-year mark, it is safe to say they were right. Five years ago, if you drove up Boulder Canyon, a sign proclaimed, “Temporary Road Open, Governor Hickenlooper”. Now, a decade post-flood, […]
Using a vision study to increase the value of your property
The value of real estate is often determined by its potential. When a seller places a property on the market, they often have not done any research as to what the best use of the property might be. Knowing exactly what can be done with a property in the future will often bring added value to […]
How to protect the structural integrity of your home’s foundation
The foundation walls of modern homes are designed by an engineer based on the soils report on the site the home is being built upon. A home is often the biggest single expense an individual or family will make during their lifetime so to maintain it well and keep it in good condition is critical. […]
Buying a home? What’s the Walk Score, Bike Score or Transit Score?
Nowadays in 2023, more people are working from home. By working from home, workers can avoid commuting, and along with the increase in the price of cars, many are trying to get along without a car in their day-to-day life. Walkable access to daily needs and public transportation are the keys to selling the car […]
If you’re buying or selling a home, consider working with a Certified Residential Specialist (CRS)
To earn a real estate license in Colorado, an applicant must complete a total of 168 hours of coursework covering real estate law and practice, Colorado contracts, trust accounts, legal issues, closings, and practical applications. Colorado has much more stringent educational requirements than other states. Therefore, after agents are licensed and can practice real estate, […]
You might be a real estate professional
If you own several properties, you may want to check with your CPA to see if you qualify – in the eyes of the Internal Revenue Service (IRS) – to be classified as a real estate professional. The IRS has a special provision with specific criteria to determine if you qualify as a real estate […]
Buying a Home with a Septic System
Boulder County – Over the years we’ve learned a considerable amount about the impact of septic systems. There is clear evidence that aging, unapproved septic systems have been leaking into our water system. As a result, Boulder County implemented SepticSmart Regulations on September 1, 2008 in order to protect our health and environment. Here are […]
Buying a home? What’s the Walk Score, Bike Score or Transit Score?
Nowadays in 2023, more people are working from home. By working from home, workers can avoid commuting, and along with the increase in the price of cars, many are trying to get along without a car in their day-to-day life. Walkable access to daily needs and public transportation are the keys to selling the car […]
Should I pay my mortgage off before I retire?
Your financial professionals can help you decide if you want your mortgage loan paid off at retirement or if any of these other ideas work for you. (Photo: Pexels). At first thought, it would seem to make sense – why not have your house free and clear and have no house payments in retirement? If […]