What You Need to Know Before Refinancing During his State of the Union address on Tuesday, President Barack Obama called on Congress to approve new legislation that would give all homeowners who are current on their mortgages the opportunity to refinance at record-low mortgage rates. While details of the program have yet to emerge, the […]
Saving Money in 2012
10 Money-Saving Tips for 2012 When it comes to improving your financial picture, small steps can yield big gains. Whether you’re saving for a down payment or dealing with increased expenses having just moved into a new home, the following tips from SWparents.com are great ways to save money in a variety of areas. Start […]
Renovating? Why Building Codes are Critical
We’ve all heard horror stories about the remodeling project that needs to be torn down or redone because it didn’t live up to code. While many believe that investigating building codes is too confusing, time consuming and costly, the consequences of not getting the necessary permits before starting a construction project are both upsetting and […]
Credit Card Agreements
4 Ways Your Credit Card Agreements Could Change – for the Better Do you remember the last credit card you signed up for? More importantlyhe , do you remember the actual contract? While credit card agreements outline such essential information as costs, features, and terms of the product, they are often long, complicated, and written […]
Holiday Safety Tips
Must-Know Holiday Safety Tips While this time of the year is packed with joyous moments and festive activities, holiday-related mishaps can happen in the blink of an eye. According to the national nonprofit Home Safety Council® (www.Homesafetycouncil.org), many popular decorating traditions—from lighting candles to hanging lights—can put you and your guests at risk. Adhere to […]
Top 10 Green Design Trends for Your Home
As the green movement gathers steam, many homeowners — and soon-to-be homeowners — are exploring ways to become environmentally conscious within their living spaces. Greening your home is not only a responsible thing to do but can also boost your home’s value when it comes time to sell. These days, there are an increasingly wide […]
Home Equity Lines of Credit
Considering a Home Equity Line? What You Need to Know A form of revolving credit where your home serves as collateral, home equity loans must be carefully considered, especially in today’s market, to make sure the benefits outweigh the costs. Therefore, before applying for a home equity loan, discuss the idea with your real estate […]
3 Tips for First-Time Investors
There isn’t a worker in America who doesn’t know he or she should be saving money—especially given today’s economic conditions. Whether you’re saving for a home down payment, college tuition or a retirement nest egg, investing in the future is a wise financial decision. Understandably, the two most pressing questions usually are: “How much can […]
How to Repair Your Credit Post Bankruptcy
From losing a job to losing a home, many Americans have suffered the slings and arrows of the recession over the past few years. This has forced many to make the difficult decision of filing for bankruptcy. While bankruptcy is the least desirable option when in financial distress—leaving a large scar on your credit rating […]
FHA Loan Limits
FHA loan limits are changing in Boulder County! As of 10-1-2011 they are dropping from $460,000 to $402,500! Not a step in the right direction considering you can’t buy a single familiy home in Boulder for under $300,000. If you are thinking of buying a home using FHA financing and need the higher limit, do […]