If you’re one of the many Americans who dreads the approach of April 15, don’t despair. The stress that’s often associated with tax season usually stems from disorganization. With the right planning, however, you can approach filing your taxes with a sense of order and control, which will result in accomplishing the task and receiving […]
Saving for Retirement!
Saving for Retirement – It’s Never Too Late The difficult economic environment of the past few years may have stalled your retirement savings plan—or maybe you haven’t even gotten around to creating a plan. And you’re not alone—43 percent of Americans had less than $10,000 saved in 2010. The good news is that it’s never […]
Breaking News: Largest-Ever Housing Deal Will Help More Than 1 Million Homeowners
RISMedia reported today that after more than a year of negotiations, the nation’s biggest banks, states attorneys general and federal officials have announced the largest housing settlement ever—more than $26 billion—over foreclosure practices. The deal is expected to offer relief to more than one million U.S. homeowners who are having trouble paying their mortgages or […]
Mortgage Rates Drop!
Homebuyers Move off the Fence as Mortgage Rates Drop Yet Again If you’ve been considering buying your first home or moving up to a larger home, conditions have once again turned in your favor. According to Bankrate.com’s weekly national survey, mortgage rates hit yet another record low, with the average 30-year fixed mortgage rate falling […]
Refinancing?
What You Need to Know Before Refinancing During his State of the Union address on Tuesday, President Barack Obama called on Congress to approve new legislation that would give all homeowners who are current on their mortgages the opportunity to refinance at record-low mortgage rates. While details of the program have yet to emerge, the […]
Saving Money in 2012
10 Money-Saving Tips for 2012 When it comes to improving your financial picture, small steps can yield big gains. Whether you’re saving for a down payment or dealing with increased expenses having just moved into a new home, the following tips from SWparents.com are great ways to save money in a variety of areas. Start […]
Renovating? Why Building Codes are Critical
We’ve all heard horror stories about the remodeling project that needs to be torn down or redone because it didn’t live up to code. While many believe that investigating building codes is too confusing, time consuming and costly, the consequences of not getting the necessary permits before starting a construction project are both upsetting and […]
Credit Card Agreements
4 Ways Your Credit Card Agreements Could Change – for the Better Do you remember the last credit card you signed up for? More importantlyhe , do you remember the actual contract? While credit card agreements outline such essential information as costs, features, and terms of the product, they are often long, complicated, and written […]
Holiday Safety Tips
Must-Know Holiday Safety Tips While this time of the year is packed with joyous moments and festive activities, holiday-related mishaps can happen in the blink of an eye. According to the national nonprofit Home Safety Council® (www.Homesafetycouncil.org), many popular decorating traditions—from lighting candles to hanging lights—can put you and your guests at risk. Adhere to […]
Top 10 Green Design Trends for Your Home
As the green movement gathers steam, many homeowners — and soon-to-be homeowners — are exploring ways to become environmentally conscious within their living spaces. Greening your home is not only a responsible thing to do but can also boost your home’s value when it comes time to sell. These days, there are an increasingly wide […]