4 Ways Your Credit Card Agreements Could Change – for the Better Do you remember the last credit card you signed up for? More importantlyhe , do you remember the actual contract? While credit card agreements outline such essential information as costs, features, and terms of the product, they are often long, complicated, and written […]
Holiday Safety Tips
Must-Know Holiday Safety Tips While this time of the year is packed with joyous moments and festive activities, holiday-related mishaps can happen in the blink of an eye. According to the national nonprofit Home Safety Council® (www.Homesafetycouncil.org), many popular decorating traditions—from lighting candles to hanging lights—can put you and your guests at risk. Adhere to […]
Top 10 Green Design Trends for Your Home
As the green movement gathers steam, many homeowners — and soon-to-be homeowners — are exploring ways to become environmentally conscious within their living spaces. Greening your home is not only a responsible thing to do but can also boost your home’s value when it comes time to sell. These days, there are an increasingly wide […]
Home Equity Lines of Credit
Considering a Home Equity Line? What You Need to Know A form of revolving credit where your home serves as collateral, home equity loans must be carefully considered, especially in today’s market, to make sure the benefits outweigh the costs. Therefore, before applying for a home equity loan, discuss the idea with your real estate […]
3 Tips for First-Time Investors
There isn’t a worker in America who doesn’t know he or she should be saving money—especially given today’s economic conditions. Whether you’re saving for a home down payment, college tuition or a retirement nest egg, investing in the future is a wise financial decision. Understandably, the two most pressing questions usually are: “How much can […]
How to Repair Your Credit Post Bankruptcy
From losing a job to losing a home, many Americans have suffered the slings and arrows of the recession over the past few years. This has forced many to make the difficult decision of filing for bankruptcy. While bankruptcy is the least desirable option when in financial distress—leaving a large scar on your credit rating […]
FHA Loan Limits
FHA loan limits are changing in Boulder County! As of 10-1-2011 they are dropping from $460,000 to $402,500! Not a step in the right direction considering you can’t buy a single familiy home in Boulder for under $300,000. If you are thinking of buying a home using FHA financing and need the higher limit, do […]
What You Need to Know About the Mortgage Interest Deduction Debate
As you probably know, there are a lot of issues on the table in Washington that stand to affect homeowners as well as home-buying and -selling consumers. One such issue involves a growing debate over the future of the Mortgage Interest Deduction (MID). Introduced along with the Income Tax in 1913, the MID allows homeowners […]
7 Steps to Buying a Short Sale
Today’s real estate market is yielding great opportunities for home buyers, such as short sales. Short sales, however, can be a complicated and often frustrating process for both buyers and sellers. From home inspection company Pillar To Post (www.pillartopost.com), here are some important tips for pulling off a successful short-sale transaction: 1. Finding Short Sale […]
Owning a Home Essential to the American Dream, Survey Shows
Despite the ups and downs of the housing market, homeowners and non-owners alike consider owning a home essential to the American Dream, according to a new survey conducted by The National Association of Home Builders (NAHB). The survey—conducted on behalf of the National Association of Home Builders (NAHB) by Public Opinion Strategies of Alexandria, Va., […]