• Contact

Boulder Property Network

Boulder Property Network

Boulder County Real Estate

  • Home
  • Search Real Estate Listings
  • Duane’s Timely Topics
  • Testimonials
    • Why We Work by Referral
    • Testimonials
  • Bios
    • Timmy Duggan
    • Duane Duggan
  • Real Estate Blog
You are here: Home / Boulder Real Estate Blog / Mortgages in 2014 – What’s New?

Mortgages in 2014 – What’s New?

March 13, 2014 by The Boulder Property Network

What You Need to Know About Mortgages Right Now

With the market constantly fluctuating, it can be exhausting to weed through all of the available information on mortgage rates. From trends to current percentage shifts, there is always a surplus of information at your fingertips. Below are three things you should know about today’s mortgage arena.

They’re headed up, but still reasonable. Today’s rates are higher than they were a year ago, but they’re still relatively low. Recently, mortgage rates are weighing in a bit above 4 percent, which isn’t as low as 2012’s 3 percent, but is still a great rate.

They shouldn’t stop you from buying. If you’re waiting to purchase a home because you think mortgage rates may drop – don’t. While mortgage rates do increase and decrease slightly from month-to-month, larger changes happen extremely slowly. If a fraction of a percent increase or decrease dramatically changes how much house you can buy, then you may be shopping a bit out of your price range.

There could be upcoming changes. The Federal Reserve has been keeping interest rates low by purchasing billions of dollars’ worth of mortgage-backed securities every month, called Quantitative Easing. The Fed admits that this program may not be around much longer, and that when it is eliminated, mortgage rates will spike. This is only a speculation, but it is still something to keep in mind if you’re deciding on the right time to buy.

As a Member of the Top 5 in Real Estate Network®, I have a wealth of real estate and homeownership information that may be of help to you. Feel free to contact meany time to learn more about this important information, and be sure to forward this article on to any friends or family that may be interested as well.

Filed Under: Boulder Real Estate Blog

Contact Us

Contact Form

  • This field is for validation purposes and should be left unchanged.

© 2025 Boulder Property Network • RE/MAX of Boulder Inc.
2425 Canyon Blvd. #110, Boulder, CO 80302
800-825-7000 x611

Boulder Property Network on FacebookBoulder Property Network on TwitterDuane Duggan on LinkedinOur listings on YouTubeDownload our Listings App
Site Map

Privacy Policy