(Photo: Pexels). Retirement plans such as IRAs, SEPs, and 401ks are often thought of as limited to investments in stocks or mutual funds. However, if you open a self-directed IRA account (SDIRA), your retirement plan can hold real estate as well as real-estate related investments, such as notes. Anyone can use their retirement plan to […]
Increasing the velocity of real estate wealth through leverage
When investing in real estate, it makes the most sense to get a loan for a good portion of the purchase price. The concept of leverage is what is known as using “other people’s money” or OPM. When investing in real estate, it makes the most sense to get a loan for a good portion of […]
1031 Exchange: Increasing the velocity of your money through real estate
The following article is the first of a series of articles about how to increase the velocity of your investment dollar through real estate. 1031 real estate exchanges A 1031 exchange is a tax-deferred real estate transaction that “swaps” one investment property with another investment property under very strict IRS rules for the timeline and […]
Is the Real Estate Market Shifting?
After 10 years of boom, can we say the real estate market has shifted — and will it bust? (Photo: Pexels). BOULDER – The Boulder County real estate market has been robust since the end of the recession in 2012. None of the boom markets since the 1980s have lasted as long as this one. […]
Why Invest in Real Estate in 2023?
Most people consider their single-family home they live in as an investment in real estate. In fact, when they fill out a financial statement, it is even listed as an asset. It’s true that the home will likely go up in value over the years, and as the loan is paid off, it could represent […]
Comparing real estate investments
When an attractive investment property comes up, there will often be multiple offers in the first few days on the market. Therefore, as an investor, you need to be able to analyze the investment as quickly as possible to determine if it is right for you. The real estate investment market can move very […]
Home for the holidays – gift giving to first-time home buyers – Part 2
An exceptional gift idea is helping your relative or loved one with an interest rate or mortgage buydown (Photo: Pexels). The holiday season is upon us, and you may be thinking about finding a special or unique gift your family member or loved one could use for years to come. In my previous article entitled, […]
Home for the holidays – gift giving to first-time home buyers – Part 1
For 26% of first-time home buyers, saving for a down payment on a home is the most challenging step in the home buying process, according to the 2022 Profile of Home Buyers and Sellers report by the National Association of Realtors® (NAR). Overall, it is very difficult for first-time buyers in this housing market. Of all […]
It’s time for your annual real estate checkup
To keep yourself healthy, you make sure to schedule an annual physical. To maintain your financial well-being, it is essential to schedule an annual real estate checkup. November is a great time to conduct that review so you can make any adjustments in the year ahead. If you’re not a homeowner yet or don’t own […]
Psychologically impacted or stigmatized homes
Halloween just passed — the time of year for haunted houses – or even downright spooky homes where strange, unusual or disturbing events have taken place. When listing a home with a real estate agent, sellers of psychologically impacted or “stigmatized” homes often ask if a seller needs to disclose a something such as a […]