In 2024, homeownership is more important than ever before in the U.S. We live in a world that pressures us to rent everything – and love it. Think about it: we can rent a scooter to get around, we can use an app for car rides, we can rent clothing, we can rent workspace, we […]
New home construction purchases
Owning a home is integral to the American Dream. Owning a home, built specifically for you, with the opportunity to choose colors, floor plan, appliances, and every detail, is truly unique and special! Real estate markets experience cyclical patterns – they always have and they always will. Since I embarked on a career in […]
Saving the family vacation home
The idea of having a vacation home can be very exciting. In fact, many Colorado residents do have vacation homes in ski country, or in the islands to get out of the snow. The idea of owning a vacation home is very appealing to many, including Colorado residents who often own properties in ski country […]
New home construction purchases
Owning a home is integral to the American Dream. Owning a home, built specifically for you, with the opportunity to choose colors, floor plan, appliances, and every detail, is truly unique and special! Real estate markets experience cyclical patterns – they always have and they always will. Since I embarked on a career in real […]
Buying a 4-unit apartment for your first home
In response to the increase in property values, the FHFA has declared an increase in the maximum baseline conforming loan limits for Fannie Mae and Freddie Mac-acquired mortgages for home loans in Colorado for the year 2024. Typically, when individuals embark on their journey as first-time home buyers, their initial considerations often revolve around condominiums, […]
Give the gift of homeownership: First-time Homebuyer Savings Accounts (FHSA) this holiday season
As the holiday season approaches, you might be considering a lasting, meaningful gift for a family member or loved one. As the holiday season approaches, you might be considering a lasting, meaningful gift for a family member or loved one. In 2023, you have the opportunity to give up to $17,000 without grappling with gift […]
Hard money lending for real estate
When you hear “hard money loans,” you might picture money changing hands in a dark alley and rough collection techniques when the loan comes due. However, that could not be further from the truth as hard money lending can be a very valuable and useful tool in many real estate transactions. In the “regular” real […]
Options for financing when interest rates go up
The most popular mortgage loan evolved into what is the 30-year amortized loan, which has become one of the primary reasons for increasing the level of homeownership in the United States. Amortizing means some of the principal of the loan amount is paid off each month, allowing homeowners to build equity and avoid a large […]
September 2023 marks the 10-year anniversary of the 2013 flood
When the sun came out and the flood waters receded, many predicted it would take at least 10 years to recover. Now, at the 10-year mark, it is safe to say they were right. Five years ago, if you drove up Boulder Canyon, a sign proclaimed, “Temporary Road Open, Governor Hickenlooper”. Now, a decade post-flood, […]
How to protect the structural integrity of your home’s foundation
The foundation walls of modern homes are designed by an engineer based on the soils report on the site the home is being built upon. A home is often the biggest single expense an individual or family will make during their lifetime so to maintain it well and keep it in good condition is critical. […]