• Contact

Boulder Property Network

Boulder Property Network

Boulder County Real Estate

  • Home
  • Search Real Estate Listings
  • Duane’s Timely Topics
  • Testimonials
    • Why We Work by Referral
    • Testimonials
  • Bios
    • Timmy Duggan
    • Duane Duggan
  • Real Estate Blog

Higher loan limits enhance homebuyers’ purchasing power

January 28, 2025 by The Boulder Property Network

Due to the rise in home values during this period, the FHFA has announced an increase in the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac for 2025. Each year, the U.S. Department of Housing and Urban Development (HUD) Federal Housing Administration (FHA) updates its annual loan limits. These […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics Tagged With: #bouldercountyrealestate, #boulderrealestate, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #interestrates, #LoanLimits, #mortgage, #mortgagerates, #RealEstate

Buying or refinancing soon? Check your credit!

September 17, 2024 by The Boulder Property Network

When interest rates decline, you might question whether refinancing is worthwhile. Springtime is almost always the strongest real estate season in Colorado.  After the winter storms and cold temperatures, people are ready to get out, buy houses, sell houses and enjoy being more active. However, in the spring of 2024, prices were still rising, interest […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics, Real Estate Investment Information Tagged With: #bouldercountyrealestate, #boulderrealestate, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #interestrates, #mortgage, #mortgagerates, #RealEstate, refinance

I hear interest rates are dropping! Should I refinance?

September 10, 2024 by The Boulder Property Network

When interest rates decline, you might question whether refinancing is worthwhile. It could be a good idea to check your current home interest rate and determine if refinancing might be beneficial. According to Freddie Mac, the average interest rate peaked at 7.79% in October 2023, but as of August 2024, it has decreased to 6.46%. […]

Filed Under: Boulder Market Reports, Boulder Real Estate Blog, Real Estate Investment Information Tagged With: #bouldercountyrealestate, #boulderrealestate, #coloradorealestate, #homebuyer, #homeownership, #housingmarket, #interestrates, #mortgage, #mortgagerates, #RealEstate, #realestateinvestments, refinance

Options for financing when interest rates go up

September 22, 2023 by The Boulder Property Network

 The most popular mortgage loan evolved into what is the 30-year amortized loan, which has become one of the primary reasons for increasing the level of homeownership in the United States. Amortizing means some of the principal of the loan amount is paid off each month, allowing homeowners to build equity and avoid a large […]

Filed Under: Boulder Real Estate Blog Tagged With: #bouldercountyrealestate, #boulderrealestate, #collegehousing, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #interestonlymortgage, #interestrates, #mortgage, #mortgagebuydown, #mortgagerates, #ownerfinancing, #reversemortgage, #seniorhousing, mortgages

Do falling home prices offset higher interest rates?

October 25, 2022 by The Boulder Property Network

Now that interest rates have risen from the 3.5% range to the 7% range, will home prices decline to balance out the purchasing power? Looking at historical evidence, it shows that sharply rising mortgage rates tend to slow home price appreciation and affect housing market activity. However, nominal price appreciation in most of Colorado remains […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics, Real Estate Investment Information Tagged With: #bouldercountyhousingmarket, #bouldercountyrealestate, #boulderrealestate, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #homeprices, #homeseller, #housingmarket, #interestrates, #mortgage, #mortgagerates, #realestateinvestments, #seniorhousing

Rising interest rates decrease purchasing power

August 22, 2022 by The Boulder Property Network

In general, as interest rates rise, the homebuyer loses about 3% of purchasing power for every .25% in interest rate increase.   Today’s market is tough on first time buyers. The inventory of homes and condos purchased by first-time buyers continues to be low, and along with inflation, home prices are being pushed upward in […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics, Real Estate Investment Information Tagged With: #bouldercountyhousingmarket, #bouldercountyrealestate, #boulderrealestate, #collegehousing, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #inflation, #interestrates, #mortgage, #mortgagerates, #purchasingpower, #realestateinvestments, #seniorhousing

Rising mortgage rates…To lock or not lock? That is the question!

August 8, 2022 by The Boulder Property Network

To lock or not to lock, that is the home buyer’s choice. However, buyers need to understand this is a commitment from both the mortgage lender and themselves to close at the agreed upon interest rate. (Photo: Pexels). Over the last several years we have enjoyed record-low mortgage rates with a sense of stability. The most […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics Tagged With: #bouldercountyrealestate, #boulderrealestate, #firsttimehomebuyer, #homebuyer, #homeownership, #interestrates, #mortgageratelock, #mortgagerates, #RealEstate, #realestateinvestments, #seniorhousing, Financing

Rising mortgage rates: Lock or not?

April 23, 2021 by The Boulder Property Network

To lock or not to lock, that is the home buyer’s choice. Over the last several years we have enjoyed record-low mortgage rates that have, for the most part, been stable. The most recent peak in interest rates was November 2018 with an average reported rate of 4.81% for 30-year loans. Afterwards, the trend moved […]

Filed Under: Boulder Real Estate Blog, Duane's Timely Topics Tagged With: #bouldercountyhousingmarket, #bouldercountyrealestate, #coloradorealestate, #firsttimehomebuyer, #homebuyer, #homemortgage, #homeownership, #interestratelock, #interestrates, #mortgageratelock, #RealEstate, #realestateinvestments, #seniorhousing, mortgages

Next Page »

© 2025 Boulder Property Network • RE/MAX of Boulder Inc.
2425 Canyon Blvd. #110, Boulder, CO 80302
800-825-7000 x611

Boulder Property Network on FacebookBoulder Property Network on TwitterDuane Duggan on LinkedinOur listings on YouTubeDownload our Listings App
Site Map

Privacy Policy