Frequently, first-time homebuyers will turn to relatives to help with a down payment or to co-sign on the loan. However, all the parties involved need to be very aware of the pitfalls before agreeing to this arrangement. (Photo: Pexels). In Boulder County, home prices have risen to record highs in a housing market with […]
Lower your mortgage payment by removing Private Mortgage Insurance (PMI)
Private Mortgage Insurance is usually required on conventional home loans in cases when the down payment is less than 20%. “Mortgage insurance” might sound like a type of life insurance that pays off the mortgage on your home for the benefit of the survivors in the event you pass away. However, Private Mortgage Insurance, known […]
At home on the beach – Part 2
There are many details to gauge when buying a vacation property. (Photo: Pexels). Are you thinking about buying a vacation home on an island getaway for you and your family to enjoy? There are quite a few factors to evaluate in order to make the vacation home buying experience a happy one. In my previous […]
At home on the beach – Part 1
There are quite a few things to take into account in order to make the vacation home buying experience a happy one. Brrrrrr! Last week’s temperatures dropped below the zero-degree mark! There is nothing like a zero-degree day to get you thinking about soaking in sunshine at the beach. Over the years, I have had […]
Over 65 years of age? Apply for some relief for your property taxes
Property values have risen substantially in Boulder County and this can put upwards pressure on taxes. This burden is especially noticed by seniors on fixed incomes trying to stay in their homes. As a reminder, property taxes may be paid in one single payment by May 2 or in two equal payments. If your taxes are […]
Real estate new year’s resolutions for 2022
This year, why not add to a real estate resolution or two to your list and see if you can make it happen? (Photo: Pexels). It’s time for New Year’s resolutions! These tend to include losing weight, joining the gym, waking up half an hour earlier, and more. This year, why not add a real […]
At Home with Diversity
At Home with Diversity® educates thousands of Realtors to work fairly and effectively with a changing and increasingly diverse pool of home buyers and home sellers. (Photo: Yan Krukov, Pexels). During the holidays, as we gather with family and friends – and celebrate sharing, togetherness, and “Peace on Earth” – we can express our […]
It’s time for your annual real estate checkup
To keep yourself healthy, you make sure to schedule an annual physical. To maintain your financial well-being, it is essential to schedule an annual real estate checkup. December is a great time to conduct that review so you can make any adjustments in the year ahead. If you’re not a homeowner yet or don’t own […]
A post-closing occupancy agreement: How does it work?
Using a Post-Closing Occupancy Agreement with all the issues discussed and agreed upon can be a great tool for creating a seamless home sale to meet the needs of all parties involved. (Photo: Pexels). In the Boulder-area market, possession of a home most commonly happens upon delivery of the deed. In other words, the home […]
Now is the time to buy your retirement home, even if you’re not ready to retire
No matter when you’re planning to retire, the earlier you take action the better. (Photo: Andrea Piacquadio/Pexels). No matter when you’re planning to retire, the earlier you take action the better. The sooner in your life you start saving, the more time there is to grow your retirement nest egg. In addition to financial investments, […]