When it comes to buying a home, you’re never too old. (Photo: Pexels). In the spirit of the Daily Camera’s upcoming event, Aging at Altitude Expo, on Sat., April 23, I thought it would be a good time to talk about buying a home during your senior years. Many baby boomers did not buy a home […]
Co-signing a mortgage for a relative Should I or shouldn’t I?
Frequently, first-time homebuyers will turn to relatives to help with a down payment or to co-sign on the loan. However, all the parties involved need to be very aware of the pitfalls before agreeing to this arrangement. (Photo: Pexels). In Boulder County, home prices have risen to record highs in a housing market with […]
Lower your mortgage payment by removing Private Mortgage Insurance (PMI)
Private Mortgage Insurance is usually required on conventional home loans in cases when the down payment is less than 20%. “Mortgage insurance” might sound like a type of life insurance that pays off the mortgage on your home for the benefit of the survivors in the event you pass away. However, Private Mortgage Insurance, known […]
At home on the beach – Part 2
There are many details to gauge when buying a vacation property. (Photo: Pexels). Are you thinking about buying a vacation home on an island getaway for you and your family to enjoy? There are quite a few factors to evaluate in order to make the vacation home buying experience a happy one. In my previous […]
At home on the beach – Part 1
There are quite a few things to take into account in order to make the vacation home buying experience a happy one. Brrrrrr! Last week’s temperatures dropped below the zero-degree mark! There is nothing like a zero-degree day to get you thinking about soaking in sunshine at the beach. Over the years, I have had […]
Over 65 years of age? Apply for some relief for your property taxes
Property values have risen substantially in Boulder County and this can put upwards pressure on taxes. This burden is especially noticed by seniors on fixed incomes trying to stay in their homes. As a reminder, property taxes may be paid in one single payment by May 2 or in two equal payments. If your taxes are […]
Marshall Fire and property taxes
Aerial view, taken Jan. 17, of the aftermath from Marshall fire. (Photo: Gabe Shakour / Shutterstock.com). When your home burns to the ground and everything has been taken from your normal life, a torrent of questions on a huge array of topics comes to mind. One of these questions is, “what will happen to my […]
National Radon Action Month
First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase. (Photo: Pexels). The Environmental Protection Agency (EPA) has designated January as National Radon Action Month. According to the EPA, radon is the leading cause of lung cancer among non-smokers. Radon gas is emitted from decaying […]
You can’t outsave the market: the lowdown on low down payments
First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase. (Photo: Pexels). First-time home buyers frequently face the challenge of saving for a large enough down payment for their first home purchase. Home price appreciation rates along the Front Range often exceed 10% a year, […]
Real estate new year’s resolutions for 2022
This year, why not add to a real estate resolution or two to your list and see if you can make it happen? (Photo: Pexels). It’s time for New Year’s resolutions! These tend to include losing weight, joining the gym, waking up half an hour earlier, and more. This year, why not add a real […]