Today, most of the solar panels you see are Photo Voltaic (PV), which produce electricity for the home or to provide power back to the grid. In the 1980s, there was a substantial 70 percent federal tax credit available if you installed a solar power system on your home. During that period, we saw solar […]
Pricing Hierarchy of Single-Family Homes in Boulder County
Home buyers frequently ask about the pricing hierarchy of homes in Boulder County, primarily to determine where they can find an affordable place to move. 2019 housing market statistics are in and the statistics provide opportune information for home buyers. Home buyers frequently ask about the pricing hierarchy of homes in Boulder County, primarily to […]
Coronavirus and Mortgage Rates… To Lock or Not? That is the Question!
The odds that mortgage interest rates might go down because of the coronavirus crisis are pretty high. The odds that mortgage interest rates might go down because of the coronavirus crisis are pretty high. Yet rates are already at an historic low, so how low can they go? Over the last several years we have enjoyed […]
Coping with the high price of real estate: Should I find a co-signer?
One option for first-time home buyers is to look for a co-signer. There are many ramifications of being a co-signer and this makes a close relative or loved one the best choice. Prices of homes have been steadily increasing in Boulder County for years. As these prices have risen, it has been more difficult for […]
Realtor for Life: The Low Down on Low Down Payments
Most first-time homebuyers have the challenge of coming up with a down payment to make their first purchase. In the city of Boulder, loan limits are challenging due higher home values and the large down payment required. However, in the rest of Boulder County – and into Weld and Larimer counties – home values, loan […]
Interest Rates Are At a Three-Year Low. Should I Refinance?
It’s time to consider refinancing your mortgage again! According to Freddie Mac, the average interest rate on a 30-year mortgage on February 6, 2020 was 3.45%. The last time rates were in this category was on July 7, 2016 when Freddie Mac reported an average interest rate of 3.41%. Rates this low don’t tend to […]
Why Invest in Real Estate?
Most people consider their single-family home they live in as an investment in real estate. In fact, when they fill out a financial statement, it is even listed as an asset. It’s true that the home will likely go up in value over the years, and as the loan is paid off, it could represent […]
Property Tax Bills Are Out! Consider Senior Tax Deferral, Discount and Worker Program
Property tax bills just came out and are in every property owner’s mailbox, putting property taxes at the top of mind! As a reminder, property taxes may be paid in one single payment by April 30 or in two equal payments. If made in two payments, the first half-payment is due by the last day […]
Remodeling your home in 2020?
The National Association of Realtors (NAR) produces the “Remodeling Impact Report,” which contains a wealth of information available to help you with home remodeling decisions. Every year when spring arrives, homeowners think of remodeling, repairing and improving their homes. Reasons might include enhancing the sheer enjoyment of the home, practical updates, or getting the home […]
REALTOR® Code of Ethics 2020
A Realtor is required to subscribe to a strict code of ethics. This code of ethics reflects a Realtor’s dedication to integrity, fairness, and responsibility, and pledge to protect the interests of their clients. If you are thinking of buying a home, it is critically important to choose a Realtor® to help you with […]